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H.B. 2019 and S.B. 1248 Now Law of the Land
September 05, 2017 - Last Friday the vast majority of legislation passed into law in the 2019 Texas Legislative Session became effective. Specifically, for our industry were the two TMHA supported bills - H.B. 2019 and S.B. 1248. H.B....
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TMHA's MH Communities of Texas List
July 27, 2017 - TMHA is pleased to announce the release of our MH Communities of Texas Listto all current members. The list includes the names and address for the locations of 2,458 communities with links to each property...
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The Tale of S.B. 1248
July 26, 2017 - Come all, gather around the camp fire. Grab your smores and prepare yourself for the tale of how S.B. 1248 was passed into law. I warn you at times this is a harrowing tale, but...
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85th Recap: Landlord Tenant
June 27, 2017 - There were several bills that made it all the way through the legislature and Governor Abbott signed into law impacting various areas of general landlord tenant law. S.B. 873directly impacts submetering utilities in an apartment...
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TMHA's 85th Session Recap
June 27, 2017 - Memorial Day marked the end of the 2017 Texas Legislative Session. The session that began 140 days earlier was certainly one for the ages. Conflict and compromise, hurt feelings and shared jubilation, celebratory high-fives and...
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A Modern Day Catch 22: The Dog, The Regulator, and The Insurance Company
February 13, 2017 - Dogs are appearing more in public these days. Even large dogs are now regularly seen in upscale hotels, restaurants, and the passenger compartment of airplanes. The Americans with Disabilities Act (ADA) and the Fair Housing...
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Texas Court of Appeals Eighth District Rules on Proper Remedy for Non-payment
January 30, 2017 - Summary Court rules that when a manufactured home is personal property, which all are by default unless properly converted to real property, the remedy for non-payment of a promissory note is not an eviction. Also,...
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TMHA Offers Community Members Option Right of First Refusal Form
January 04, 2017 - TMHA has worked with outside counsel to create an optional formthat can be used as an addendum to TMHA’s existing Manufactured Home Space Lease Agreement. The addendum creates an additional contractual relationship and process in...
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City of Austin MH Ordinance Update
October 24, 2016 - Manufactured housing continues to capture the attention of several of the city council members in Austin. The council recently denied a re-zoning request that would have allowed for the development of a new MH community,...
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Alleged Housing Advocate Group Seeks Quick Profits from Landlords
August 23, 2016 - TMHA has recently been made aware of a company confirmed to be operating in Texas that has filed numerous complaints against landlords in an effort to compel a conciliation agreement and payout to the company...
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Huntsville Round Two - City Council Debates new MH Regulations
April 20, 2016 - The City Council of Huntsville met Tuesday, April 19, to hear on first reading proposed ordinance changes related to manufactured homes and MH communities. The proposed changes would require any new home sold within the...
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Practical Tips for Business Owners on When and How to Form an LLC
April 06, 2016 - Operating your business through a properly formed and managed entity, such as a corporation or a limited liability company (an “LLC”), is one of the most effective ways to limit your personal liability for the...
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This Land is your Land, this Land is our Land ... What Constitutes a Taking
March 28, 2016 - I get the calls and the irate emails from members who are recently face-to-face with some ordinance, or zoning prohibition or are hit with some new permit requirement. The conversations are nearly identical. “How can...
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Nederland and the History of TMHA Against Cities
March 28, 2016 - This is part two of my article about local zoning, constitutional takings and what it means for manufactured housing. I love history. And to use the familiar Edmund Burke quote, “Those who don't know history...
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What if my Park is the Next Flint, Michigan
February 23, 2016 - If you follow any mainstream news or social media, you have likely seen or heard about the recent Flint, Michigan water contamination crisis. Essentially what is going on is the City of Flint, Michigan, as...
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HB 910 in Effect on January 1, 2016
December 21, 2015 - We have received some questions lately about HB 910. Well … the questions don’t ask specifically about HB 910. I’m guessing most out there don’t recognize HB 910 by its bill number, but the questions...
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About-face! City Council MH Prohibition Reverses Course
July 22, 2015 - Boy, it is nice when I get to share good news. Wins for the industry and sharing good news are probably the two best parts of my job, and fortunately for me, those two things...
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84th Recap: Tenant Notice to Vacate
June 09, 2015 - Another pro-landlord bill supported by TMHA was a bill that would change the requirement to post the notice of eviction on the inside of the front door. Currently under Chapter 24 of the Property Code...
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84th Recap: Tenant Wrongful Eviction
June 09, 2015 - A law maker out of East Austin brought HB 3561, which was a bill that would allow for mental anguish and punitive damages for certain wrongful evictions. The filed version of the bill provided that...
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The Coming HPML Appraisal Train
April 22, 2015 - “I hear that train a comin’…” in the days leading up to July 18 I find myself hearing Johnny Cash’s lyrics in my head more and more. Often in early silent movies the villain tied...
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DJ Quixote's Adventures in La Manufactured Housing
October 27, 2014 - TMHA’s Executive Director’s Response to the Consumer Finance Protection Bureau’s White Paper on MH This is my third attempt at writing this article. I had to trash my two previous efforts. After a bit of...
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Deconstructing the High Cost Mortgage Loan
October 27, 2014 - As many in the manufactured housing industry know, the new Dodd Frank Regulations, specifically the Home Owners Equity Protection Act (HOEPA), which for the first time includes purchase money transactions is very problematic for the...
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An Honest Conversation About Owner-Financing
March 26, 2014 - Let’s speak frankly for a second. There are many (possibly hundreds) of folks out there who for years have operated in some manner or to some degree as a lender. You might not have felt...
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What is the Deal with These High-Cost Loans?
March 26, 2014 - Questions roll in weekly now by those engaged in owner-finance lending as to, “what are the interest rate limits this week?” The question demonstrates a level of understanding that an owner-financier doesn’t want to make...
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The Whole Land, Nothing but the Land, So Help Me… Are land only loans covered by the Dodd-Frank changes?
March 26, 2014 - “What if I only owner-finance the land and not the home?” I have received this question from multiple members in the past few weeks. The lead-in to the above question is, “Does all this Dodd-Frank...
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TMHA Testifies Before Industrialized Building Code Council - New Modular Home Proposed Rules Modified
March 10, 2014 - Last Friday the Texas Industrialized Building Code Council met in Austin. The five hour council meeting predominantly focused on discussions and eventual council recommendations on previously proposed administrative rules. Most of the proposed rule changes...
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Lien Be Gone
January 30, 2014 - HB 3613 has been fully implemented by the Manufactured Housing Division of the Texas Department of Housing and Community Affairs removing all tax liens delinquent beyond the statute of limitations of four years that are...
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TMHA Submits Comment Letter on Latest CFPB Proposed Mortgage Regulations
July 31, 2013 - On July 22 TMHA submitted another comment letter to the CFPB regarding federal rules proposing to amend certain mortgage rules issued by the CFPB in January 2013. The proposed amendments focus primarily on loss mitigation...
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The Path Ahead
June 30, 2013 - We have come to the third part in our series of featured stories related to the impact of the Dodd-Frank Act on the manufactured housing industry. First, we discussed the act itself with the challenges...
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From the 83rd: Governor Signs HB 3613 into Law
June 16, 2013 - There was a bit more going on in the world of Texas politics yesterday than Father’s Day. June 16 marked the 20th day following adjournment of the regular session. This important deadline was the last...
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From the 83rd: HB 3613 Passes Senate at 12:29 a.m.
May 22, 2013 - As my mom would say, HB 3613 passed by the “skin of its teeth” last night finally being voted out by the full Senate at 12:29 a.m. HB 3613 is the TMHA supported bill that...
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From the 83rd: The Opening Moves
February 12, 2013 - We are less than three weeks away from TMHA’s Capitol Visit Day on March 5th and we’re more than a month into the 2013 Texas Legislative Session. And what a session it is turning out...
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TMHA Submits Comments to CFPB on RESPA/TILA Proposed Rule
November 09, 2012 - November 6th was not only Election Day but also the deadline to submit public comments to the CFPB on the remaining proposed mortgage financing rule related to the Integrated Combined RESPA/TILA Disclosure. TMHA once again,...
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TMHA Submits Comments to CFPB on Mortgage Appraisals, ECOA Changes and Loan Originator Compensation
October 18, 2012 - This past Monday and Tuesday marked the deadlines for three more submissions of public comments relating to proposed federal regulations to the national mortgage industry. All three of the proposed rules could have a significant...
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TMHA Submits Loan Servicing Comments to CFPB
October 09, 2012 - TMHA submitted formal comments to the CFPB on the proposed loan servicing regulations on October 9th. The proposed rule provided for a “small servicer” exemption to the Periodic Statement Requirement to provide specific monthly statements...